# Advanced accounts

Source: https://docs.settlemint.com/docs/operators/platform-setup/advanced-accounts
What advanced accounts gives your organisation, the difference between transaction funding and gasless transactions, and when to enable them.



Advanced accounts let your organisation run transactions through managed smart accounts instead of plain wallets. Turning it on gives you two operator-facing capabilities: transaction funding, which keeps transactions flowing to the chain through platform infrastructure, and gasless transactions, where the platform pays participant gas so users do not fund their own wallets. It is optional, and you enable it deliberately as a production decision.

This page explains what you get and when to enable it. For the steps to turn it on and manage it, use the [advanced accounts control center](/docs/operators/platform-setup/account-abstraction-control-center).

## What advanced accounts gives you [#what-advanced-accounts-gives-you]

When advanced accounts is enabled, participants transact through a smart account that the platform operates. That opens up capabilities a plain wallet cannot offer.

| Capability                | What it means for operators                                                                                         |
| ------------------------- | ------------------------------------------------------------------------------------------------------------------- |
| Gasless transactions      | The platform sponsors participant gas, so a new user can transact without first funding a wallet with native token. |
| Multi-approver accounts   | An account can require several approvers, with weighted approval, before an operation executes.                     |
| Managed transaction relay | Transactions reach the chain through platform infrastructure rather than each participant submitting directly.      |

## Transaction funding and gasless transactions [#transaction-funding-and-gasless-transactions]

These two terms describe different things, and the difference decides what you have to fund.

Transaction funding is the gas that gets any advanced-account transaction on-chain. It is held in two gas reserves: the submission reserve, which pays to relay every transaction, and the sponsorship reserve, which pays for sponsored gas. The submission reserve is always required when advanced accounts is on.

Gasless transactions are the optional policy of paying participant gas on their behalf. When you enable gas sponsorship, the platform draws from the sponsorship reserve to cover that gas. When you disable it, participants pay their own gas, which is a valid choice rather than a fault.

For the full model of how the two reserves work, see [Gas reserves](/docs/operators/platform-setup/gas-reserves).

## Keep the reserves funded on fee-charging networks [#keep-the-reserves-funded-on-fee-charging-networks]

On any network that charges gas, the submission reserve must hold a positive balance at all times. Every relay spends native token, so an empty submission reserve means no advanced-account transaction reaches the chain, for every participant at once. If you also offer gasless transactions, the sponsorship reserve must stay funded or sponsored transactions begin to fail.

The only exception is a zero-gas network, where relays cost nothing and the reserves do not need funding. On a fee-charging or public chain, treat funding and monitoring the reserves as a standing duty, not a one-time setup task. The [Gas reserves operations](/docs/operators/runbooks/gas-reserves-operations) runbook covers how to fund each reserve and respond to low-balance alarms.

## When to enable advanced accounts [#when-to-enable-advanced-accounts]

Enable advanced accounts when your organisation needs gasless onboarding, multi-approver accounts, or managed transaction relay for production workflows. Confirm two things first: the bundler wallet is configured, and you can fund the gas reserves on the active network. Enabling sponsorship on top of that is a separate, reversible policy choice.

Treat enablement as a production infrastructure decision. Once advanced accounts is enabled for an organisation, the platform keeps it enabled, so plan the funding and monitoring model before you turn it on.

## Where to go next [#where-to-go-next]

* [Advanced accounts control center](/docs/operators/platform-setup/account-abstraction-control-center) to enable advanced accounts, manage sponsorship, and check infrastructure status.
* [Gas reserves](/docs/operators/platform-setup/gas-reserves) to understand the submission and sponsorship reserves and why each matters.
* [Gas reserves operations](/docs/operators/runbooks/gas-reserves-operations) to fund, configure, and troubleshoot the reserves.