SettleMint
ArchitectureComponentsToken Features

Conversion

How DALP models convertible instruments with a loan-side Conversion feature and target-side Conversion Minter feature.

The Conversion feature models a convertible instrument as two cooperating token features. The loan token holds the convertible principal, publishes conversion triggers, calculates the target amount, and reduces the holder's loan exposure. The target token uses Conversion Minter to mint the equity or share token only when an authorised loan-side converter calls it with a unique conversion ID.

Use this explanation when you review a convertible note, mandatory conversion, or loan-to-equity setup. It describes the on-chain feature model and operating controls. It does not replace the product workflow for creating the asset or the legal terms that define when a conversion is allowed.

One-view model

Rendering diagram...

The loan-side feature owns trigger validation and conversion calculation. The target-side feature owns the authorised-converter allowlist, duplicate conversion-ID check, and issuance record.

Feature pair

FeatureAttached toMain responsibilityKey control
ConversionConvertible loan tokenPublish triggers, validate conversion windows, calculate target output, reduce loan exposure, and call the target-side minterGOVERNANCE_ROLE manages triggers and windows; CUSTODIAN_ROLE can force mandatory conversions
Conversion MinterTarget equity or share tokenMint target tokens from authorised conversion calls and record issuance provenanceGOVERNANCE_ROLE manages the authorised converter list

The pair is configured at deployment. The loan-side feature references the target token and can use an explicit Conversion Minter address or discover the target-side minter feature from the target token. The target-side feature accepts mint calls only from authorised converter feature contracts.

What a conversion checks

A holder-initiated conversion calls convert. A mandatory conversion calls forceConvert, which requires the Custodian role. Both paths share the same validation and execution model.

CheckWhat DALP verifiesFailure result
Trigger existsThe trigger was published and has not been disabledConversion reverts
Trigger timingThe trigger has not expired, and the conversion window is open when configuredConversion reverts
DenominationThe trigger denomination matches the conversion configurationConversion reverts
PrincipalThe holder has enough loan-token balance or unconverted balance for the selected debt methodConversion reverts
Partial conversion policyA partial amount is allowed only when the configuration permits itConversion reverts
Minimum amountThe principal meets the configured minimum conversion amountConversion reverts
Interest providerIf interest is included, a provider exists and uses the same denominationConversion reverts
Target outputThe effective price produces a non-zero target amountConversion reverts
Conversion minterThe target-side minter exists and authorises the loan-side converterConversion reverts

The conversion price uses WAD precision. The loan principal is normalized from the loan token's decimals to WAD, optional interest is added in WAD, the discount and cap are applied to the trigger price, and the result is converted back to the target token's decimals.

Execution flow

  1. Governance publishes a trigger with a trigger ID, denomination asset, round price per share in WAD, optional expiry, and metadata hash.
  2. The holder calls convert, or a Custodian role holder calls forceConvert for a mandatory conversion.
  3. DALP validates the trigger, conversion window, amount, partial-conversion policy, interest-provider configuration, and target output.
  4. DALP creates a conversion record with status Initiated and a unique conversion ID.
  5. DALP reduces loan exposure according to the configured debt method.
  6. DALP asks the target-side Conversion Minter to mint the target token amount.
  7. Conversion Minter rejects unauthorised converter calls and duplicate conversion IDs, records the issuance, and mints the target tokens.
  8. The loan-side record moves to Minted, and the conversion emits lifecycle events.

The target-side mint is part of the conversion transaction. If the target-side mint fails, the conversion reverts rather than leaving a completed loan-side record without target tokens.

Debt reduction methods

MethodWhat happens to the loan exposureOperational meaning
BurnThe loan tokens are burned during conversionUse when converted principal should leave supply
LockThe loan tokens are transferred to the configured escrow addressUse when the instrument keeps converted principal in escrow evidence
MarkConvertedThe holder's converted amount is recorded without moving the tokensUse when the token balance remains visible but converted portions must not be transferred or converted again

For MarkConverted, the feature tracks total converted principal per holder and blocks transfers of already converted tokens through canUpdate. This prevents the same visible loan balance from being converted by a later recipient.

Replay protection and provenance

The loan-side feature generates a conversion ID from the source token, target token, holder, trigger ID, and an internal nonce. It marks the ID as used before external calls and stores the conversion record before reducing debt or minting target tokens.

The target-side Conversion Minter keeps its own used-conversion-ID map. It rejects a second mint with the same conversion ID, even if the caller is authorised. It also stores an issuance record with the conversion ID, recipient, amount minted, source loan token, source converter feature, trigger ID, and timestamp.

Use these records together:

EvidenceWhere it comes fromWhat it proves
ConversionInitiatedLoan-side featureA conversion was accepted for a holder, trigger, principal amount, interest amount, target amount, and effective price
TargetIssuedFromConversionTarget-side minterThe target token minted a specific amount for a specific conversion ID
ConversionFinalizedLoan-side featureThe target mint completed and the conversion record reached Minted
Issuance recordTarget-side minter viewThe target-side provenance for a conversion ID
Conversion recordLoan-side feature viewThe loan-side status, amounts, effective price, and target token

Operating responsibilities

OwnerResponsibility
Issuer or governance operatorPublish accurate trigger terms, disable incorrect triggers, configure conversion windows, and manage the target-side authorised converter list
Custodian operatorUse forceConvert only when the instrument terms allow mandatory conversion
Asset operationsVerify the loan token, target token, denomination asset, conversion minter address, and authorised converter list before allowing conversions
Compliance reviewerConfirm that holder eligibility, transfer restrictions, and target-token compliance rules match the instrument design
Integration or reconciliation ownerStore conversion IDs, transaction hashes, events, and loan-side and target-side records with the business instruction

Failure modes

SituationWhat happensHow to recover
Trigger is missing, inactive, expired, or uses the wrong denominationConversion reverts before debt exposure changesPublish a valid trigger or use the correct trigger ID
Conversion window is not openConversion revertsWait for the configured window or update the window with Governance role
Holder lacks available principalConversion revertsReconcile the holder's loan-token balance or already converted amount
Partial conversion is disabledConversion reverts for amounts below the full available principalConvert the full available principal or use an instrument configuration that allows partial conversion
Interest provider is missing or uses the wrong denominationConversion reverts when interest is configured for inclusionConfigure the correct provider before conversion
Conversion Minter is missing or does not authorise the converterConversion revertsAttach or configure the target-side minter and authorise the loan-side converter
Conversion ID was already used on the target sideTarget mint revertsReconcile the existing conversion instead of replaying the mint

What this feature does not decide

Conversion enforces the configured on-chain terms. It does not decide whether the issuer had legal authority to convert, whether an off-chain financing round closed, whether a board approval was valid, or whether the target equity economics are fair. Keep those decisions in the instrument terms, governance approval process, and off-chain evidence file.

See also

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