SettleMint
Token features

External transaction fee

How operators configure the external-transaction-fee token feature to charge fixed fees in a separate ERC-20 asset for mint, burn, and transfer operations.

The external-transaction-fee token feature charges a fixed fee in a separate ERC-20 token (the fee token) for each mint, burn, or transfer operation. Unlike transaction-fee, which deducts a percentage from the operation amount in the operated asset, external-transaction-fee transfers a fixed amount in a different asset altogether.

Use external-transaction-fee for securitised-pool fee accrual, fund-of-fund operating fees paid in a stable denomination, or any model where the fee should not reduce the operated asset's balance.

For the architecture reference, see External transaction fee.

When it attaches

The asset-backed-token template (system-asset-backed-token) attaches external-transaction-fee. Custom templates may also use it.

What you configure

In the Asset Designer details step, the wizard surfaces:

ParameterDescription
feeTokenERC-20 asset the fee is paid in. Must exist in the tenant or be registered as an external token.
mintFeeAmountFixed fee on mint operations, in the fee token's units.
burnFeeAmountFixed fee on burn operations.
transferFeeAmountFixed fee on holder-initiated transfers.
recipientWallet that receives the collected fee-token balance.

The fee-token prerequisite is checked during template selection: if no compatible ERC-20 exists in the tenant, the template card is disabled until the operator creates or registers one.

What you operate

After deployment:

  • Operations require fee-token allowance from the holder to the asset contract. Holders must approve the fee-token spending before they can transact under this asset, similar to standard ERC-20 fee-payment flows.
  • Fees collect automatically as operations happen. The recipient wallet accrues fee-token balance directly.
  • Inspect collected fees on the asset detail workspace's external-transaction-fee tab.

Operating considerations

  • The fee is in a different asset. Operators monitor the recipient's fee-token balance separately from the asset's own balance views.
  • Operations fail if the holder lacks sufficient fee-token balance or allowance. Communicate the fee-token requirement clearly during holder onboarding.
  • The fee amounts are restricted-mutable per operation type. Updates apply forward.
  • Changing the fee token mid-life is rare and requires careful migration; restricted-mutable updates apply forward, but holders need to grant allowance in the new token before they can transact.

Troubleshooting

What you seeWhat to check
Transfer fails with "insufficient fee-token allowance"The holder must approve the asset contract to spend the fee token. Communicate this requirement before transfer.
Holder has fee-token balance but transfer failsConfirm the allowance amount covers the configured *FeeAmount. Allowance can be insufficient even when balance is sufficient.
Need percentage-based fee in the same assetUse transaction-fee instead.

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