SettleMint
Executive overview

Use cases

Compare DALP asset classes and instrument templates against the same EVM asset lifecycle: issuance, holder controls, servicing actions, event history, and integration APIs.

Start with the instrument the institution wants to operate. DALP groups the current library into 23 product templates plus the Configurable Asset starter across fixed income, equity, funds, cash, real assets, and structured products. DALP applies the same EVM lifecycle controls to each pattern: model the asset, configure holder and role controls, execute token actions, and expose indexed records for reconciliation.

The institution owns the product terms, legal classification, reserve operations, payment rails, accounting, and any non-EVM network activity. DALP owns the configured EVM token lifecycle and the platform records that lifecycle produces.

Reader decisions

This section is for evaluators and implementation leads choosing the closest DALP asset pattern for a target product.

It is an overview. It is not a legal structure, payment-rail design, or regulatory opinion.

ReaderDecision
Product ownerWhich asset class page best matches the product you want to launch
Solution architectWhich DALP controls are common across the asset classes and which systems stay external
Operations leadWhich servicing, reconciliation, and exception processes need an operating owner
Compliance reviewerWhere holder eligibility, role controls, and external legal obligations split

The common lifecycle

Most asset programmes use the same control loop. The asset class changes the business terms and external evidence, not the core DALP flow.

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DALP covers the EVM asset lifecycle and the records produced by that lifecycle. External systems still own cash movement, reserve custody, legal registers, accounting ledgers, bank-core posting, investor communications, market venues, and any off-chain approval process that the institution requires.

Asset class map

The system library contains 23 named product templates plus the Configurable Asset starter. The map below groups those templates into the current public taxonomy; the detail pages remain representative routes for deeper operating guidance.

Asset classCurrent template coverageTypical DALP controlsExternal responsibilities
Fixed incomeSovereign bonds, corporate bonds, convertible notes, syndicated loans, treasury bills, green bonds, and commercial paperRole-based supply management, transfer controls, DvP or distribution flows, yield or redemption configuration where enabledTerms approval, paying-agent process, cash settlement, investor notices, legal register, and regulatory reporting
EquityCommon equity, preferred equity, and employee equity awardsHolder eligibility, transfer controls, cap-table visibility, voting or distribution features where configuredCorporate-secretary process, shareholder register treatment, voting governance, tax, and corporate-law obligations
FundsMutual funds, ETFs, money market funds, and private equity fundsFund metadata, NAV or reference-price fields, transfer eligibility, distribution workflows, and audit historyFund administration, capital calls, waterfall calculations, valuation approval, investor reporting, and legal transfer consent
CashFiat-backed stablecoins, tokenized bank deposits, and certificates of depositMint, burn, transfer, collateral or reserve state, maturity or redemption workflow, event history, and API integrationFiat reserve custody, treasury operations, bank-core posting, payment network access, redemption process, and external programme approvals
Real assetsCommercial real estate, gold-backed tokens, carbon credits, and tokenized artAsset metadata, custody-context fields, document evidence, holder controls, transfer rules, and operational event historyProperty operations, vault inventory, physical custody, valuation, insurance, reserve attestation, and legal treatment of the asset claim
Structured productsPrincipal-protected notes, autocallable notes, and asset-backed tokensToken terms, eligibility controls, maturity or redemption features where configured, event history, and integration recordsPayoff determination, underlying exposure management, cash settlement, investor notices, accounting, and programme approvals

What each detail page adds

Each detail page adds the asset-specific operating facts that the shared lifecycle cannot answer on its own.

Detail pageAsset-specific synthesis
Corporate bondsFixed-income programmes centre on issuance, DvP or distribution flows, coupon-style claims, maturity redemption, paying-agent work, investor notices, and the legal register.
EquitiesShare-like instruments centre on holder eligibility, cap-table visibility, shareholder actions, dividend or distribution claims, voting, and corporate-law obligations.
Private equityFund-unit programmes centre on LP onboarding, NAV or reference-price context, proportional distributions, management-fee configuration, secondary-transfer consent, and fund-administrator reporting.
Real estateProperty-backed programmes centre on fractional ownership, property metadata, rental or sale-proceeds workflows, governance, valuation updates, title or SPV structure, tax, and insurance.
Precious metalsMetal-backed programmes centre on metal type, purity, unit, spot-price basis, vault location, custodian context, document evidence, holder controls, and physical inventory ownership.
StablecoinsBank-issued stablecoins centre on controlled mint, transfer, burn, collateral or reserve state, backing checks, holder and supply visibility, reserve custody, and treasury reconciliation.
Deposit certificatesDeposit-like products centre on term, rate, maturity, redemption, reserve visibility, customer disclosures, bank-ledger posting, deposit-contract terms, and insurance position.

Route current templates to the closest page

The system template library covers 24 named product templates. Use this routing table when a template does not yet have a dedicated detail page.

Template familyTemplatesClosest use-case page
Fixed incomeSovereign Bond, Corporate Bond, Convertible Note, Syndicated Loan, Treasury Bill, Green Bond, Commercial PaperCorporate bonds
EquityCommon Equity, Preferred Equity, Employee Equity AwardEquities
FundsMutual Fund, ETF, Money Market Fund, Private Equity FundPrivate equity for fund-unit controls and transfer restrictions
CashFiat-Backed Stablecoin, Tokenized Bank Deposit, Certificate of DepositStablecoins or Deposit certificates
Real assetsCommercial Real Estate, Gold-Backed Token, Carbon Credit, Tokenized ArtReal estate or Precious metals
StructuredPrincipal-Protected Note, Autocallable Note, Asset-Backed TokenStart with Corporate bonds for maturity and redemption controls, then document the payoff, collateral, or underlying exposure in the institution's external product terms.

When none of the named templates fits the asset, start with Instrument templates and prepare an organisation-specific template from scratch or by duplicating the closest published template.

Structured products, carbon credits, tokenized art, ETFs, and money market funds still need external product administration. DALP records the configured EVM token lifecycle. External systems remain responsible for payoff formulas, fund administration, art provenance, carbon registry records, and physical reserve evidence.

Choose the asset pattern first

Start from the instrument the institution wants to operate, then confirm the DALP controls and external responsibilities that make the pattern usable in production.

DecisionDALP answerExternal answer
What is the instrument?Pick the closest asset class page and model the token terms, decimals, supply model, holder records, and lifecycle actions.Confirm the legal classification, programme documents, investor disclosures, and operating approvals.
Who may hold or transfer the asset?Configure roles, trusted issuers, identity claims, compliance modules, and transfer controls.Decide the onboarding policy, exception path, legal eligibility tests, and approval owners.
How does value move outside the token?Record token actions, transaction state, holder balances, events, and available API or webhook evidence.Operate fiat payments, bank-core posting, custody, reserve movement, vault operations, accounting, and client communication.
What proves the state later?Use indexed events, transaction history, asset records, holder views, reports, and API reads as DALP evidence.Assemble the legal register, statements, reserve attestations, reconciliation files, and regulator or auditor evidence packs.

What changes by use case

The asset class decides which fields, workflows, and external controls matter most.

QuestionReasonNext page
Is the product fixed income, equity, fund interest, cash-like, real-asset-backed, or structured?The legal and operating model determines which terms need to be captured before launch.Start with the closest asset class page or template family, then validate the terms with the institution's legal and operations teams.
Does the asset need a payment, redemption, or reserve process outside the token contract?DALP can record and execute token actions, but cash, reserves, custody, and accounting usually sit in other systems.Read the relevant use case page and the integration pages for APIs, events, custody, and operational reconciliation.
Who can hold, transfer, mint, burn, or administer the token?Role assignments and eligibility controls are the practical guardrails for regulated assets.Review the compliance, identity, and RBAC architecture pages before implementation.
What evidence must be available after each lifecycle action?Operators and auditors need event history, transaction status, holder records, and source-system reconciliation.Pair the use case page with the transaction tracking, webhook, and reporting/export documentation.

What DALP covers across all use cases

DALP provides the shared lifecycle layer for configured EVM networks:

  • asset modelling and token configuration;
  • role-based administration for issuer and operator actions;
  • holder and transfer controls through configured compliance modules;
  • custody-routed transaction execution and status tracking;
  • indexed asset, holder, action, and event records;
  • API, webhook, export, and console surfaces for operational integration.

These controls let teams reuse one operating model across asset classes instead of designing a separate token stack for every product line.

What stays outside DALP

The surrounding institution remains responsible for the operating model around the token:

  • legal classification, offering documents, investor disclosures, and regulatory permissions;
  • fiat payment rails, bank-core posting, reserve accounts, and accounting ledgers;
  • external custody, vault, property, fund-administration, or market-venue processes;
  • tax, reporting, off-chain notices, and customer communication;
  • controls for non-EVM networks or external bridge routes.

DALP is EVM-only. Use cases that involve non-EVM chains, bridges, exchanges, payment systems, or physical assets need an explicit external owner and reconciliation process.

Choose the right detail page

  • Start with Corporate bonds for fixed-income issuance, coupon-style servicing, maturity, redemption, and structured products that reuse debt-like controls.
  • Start with Equities for share-like instruments, cap-table visibility, employee equity awards, and shareholder controls.
  • Start with Private equity for fund-unit modelling, ETFs, money market funds, NAV context, distribution workflows, and transfer restrictions.
  • Start with Real estate for property-backed fractional ownership, tokenized art, carbon credits, and rental or sale-proceeds workflows.
  • Start with Precious metals for gold-backed terms, custody context, and document evidence.
  • Start with Stablecoins for controlled mint, burn, transfer, reserve, and treasury workflows.
  • Start with Deposit certificates for tokenized bank deposits, certificates of deposit, and time-bound deposit-like redemption terms.
  • Start with Instrument templates when the institution needs the full template taxonomy, wants to adapt the Configurable Asset starter, or needs an organisation-specific template.

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