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SMART Protocol integration (ERC-3643)

How DALP uses SMART Protocol (ERC-3643) for identity-aware asset tokens, per-asset compliance checks, and regulated transfer enforcement.

SMART Protocol is the regulated token layer underneath DALP asset contracts. Each asset uses an ERC-3643 transfer model. The identity registry checks the recipient wallet, the compliance engine evaluates configured modules, feature hooks run when attached, and the token updates state only after those checks pass.

For the ERC-3643 concept map, see ERC-3643 compliance standard. Identity, claim topics, and trusted issuers are defined in the claims and identity model.

What is SMART protocol?

SMART (SettleMint Adaptable Regulated Token) Protocol is an ERC-3643 implementation that DALP uses as its on-chain compliance foundation. ERC-3643 defines a specification for security tokens where transfers are only permitted when a compliance engine, consisting of one or more modular rules, approves them.

SMART provides three layers that DALP builds on:

LayerWhat it provides
TokenERC-20 compatible contracts with compliance hooks and modular extensions
ComplianceOrchestration engine that evaluates configurable rule sets before each transfer
IdentityOn-chain identity management via OnchainID (ERC-734/735), storing KYC/AML claims

DALP extends these layers with access control, proxy architecture, infrastructure integration, runtime token features, and system-seeded compliance templates.


Enforcement context

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The asset token is the enforcement point. For each supported lifecycle action, the token resolves identity context, calls the compliance engine, runs configured feature hooks, and then updates token state.


DALP implementation model

DALP uses ERC-3643 as the enforcement model for regulated asset movement: the token contract owns balances and transfer execution, while the identity registry, compliance engine, and token-feature hooks all participate in deciding whether standard mints and transfers may proceed before token state changes. Any of those gates can revert with its own error instead of creating a partial lifecycle state.

The model has five operator-visible parts:

  1. Token contract - one asset contract represents one instrument or asset class, with its own supply, holders, roles, and lifecycle settings.
  2. Identity registry - the asset resolves recipient wallet addresses to OnchainID identities before regulated transfer-path operations.
  3. Trusted issuers and claim topics - approved claim issuers define which identity attestations count for the asset's compliance policy.
  4. Compliance engine - the asset calls the compliance engine during the transfer path, and the engine evaluates the configured rule set.
  5. Compliance modules and feature hooks - reusable rule contracts, such as identity, country, supply, investor-count, time-lock, and approval rules, are configured per asset; runtime token features may add their own validation hooks.

Standard transfers and mints follow three gates: recipient-side identity resolution, compliance engine evaluation, and feature canUpdate hooks. The identity gate includes OnchainID lookup for the to address.

The default identity verification path is recipient-side only. Sender-side constraints on the from address apply only when an additional compliance module explicitly enforces them.

Burns and redemptions use lifecycle-specific hooks. Burns destroy token balances and notify compliance after the supply change. Bond redemption checks maturity, amount, and denomination-asset funding before burning the redeemed balance and paying the holder.

Forced transfers are separate custodian operations. They are explicit administrative actions, not the normal investor transfer path.


What DALP adds to SMART

ConcernDALP addsSMART providesWhere to read next
Token lifecycleFactory deployment, proxy upgrades, role assignmentERC-20 token logic and compliance hook callsDeployment Architecture
Compliance rulesSystem-seeded templates and module configuration per assetRule evaluation engine and module interfaceCompliance Modules
Identity verificationClaim issuance workflow and trusted issuer managementIdentity registry and OnchainID claim storageIdentity & Compliance
Token featuresRuntime-pluggable features such as fees, yield, governanceExtension hook points through SMARTConfigurableToken Features
Access controlAsset roles and multi-tenant authority modelRole-checking hooksRBAC
Transfer enforcementPolicy design: which modules run with which parametersOn-chain enforcement that reverts non-compliant operationsCompliance Transfer Flow
Multi-asset organizationInstrument profiles and shared identity infrastructureSeparate contract per instrumentLegacy Types

Organizing multiple assets

ERC-3643 uses a separate contract per instrument model. Each financial instrument, such as a bond tranche, equity share class, or fund unit, is deployed as its own token contract with independent compliance configuration and lifecycle.

This provides:

  • Lifecycle isolation: one bond can mature while related equity continues trading.
  • Compliance independence: each instrument has its own module configuration and investor restrictions.
  • Upgrade independence: one instrument can be upgraded without changing another.
  • Clear accounting: each token has its own totalSupply, holder list, and transaction history.

Related assets are linked through on-chain references (when behavior depends on another asset) or identity claims (when assets share an issuer or program for reporting).

DALP uses ERC-3643 rather than ERC-1400 because ERC-3643 gives each token a modular compliance engine, OnchainID integration, and a maintained implementation pattern for permissioned asset movement.


DALPAsset is the recommended contract type for all new deployments. The contract extends SMART Protocol with SMARTConfigurable. Operators with the right asset roles can attach supported token features at runtime after deployment.


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